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The finance company sets it at 40 or 50% and you pay the extra interest. PURE Profiteering disguised as 'shielding the customer from negative equity'. In reality, it makes a future sale more likely too, as most people have a larger deposit in the form of equity.

It also means you're financing more money artificially, no?

Awesome, thanks.

Hey I'm contemplating this exact set up. Are those PS4S or Supersports? Did you consider 245's all round? Also, does anyone know whether I'll have any clearance issues with ET45 8.5J wheels with Bilstein B16's?

Nope, not in my opinion, in the context of how it feels behind the wheel. 20k cost to change for essentially the engine, which is an additional 40kg beyond the front axle and an extra 80kg overall to lug around. Stock for stock, the performance delta is huge, accepted.

Yeah, 400PS and 0-100mph in around 8 seconds is just slow these days... :)

lol! Not my intention, just my opinion. I bought the S3 as a stop gap to the RS3 S/B or Saloon. Now I'm not sure it's worth the upgrade, and the TTRS really is a different animal, dynamically. Mind you, apples for apples, they make 500PS with some light modification, so that may assuage...

I did drive it pretty hard. My baseline isn't exactly a base S3, so the power:weight was probably the same - I had a 120kg passenger and therefore 200kg of extra mass to shift. I'll concede that there was more front end bite, but to be expected with a wider front track and tires.

Drove an RS3 S/B today and have to concede I was not that impressed. Engine, as always, is immense; free-revving, great sound with the sports exhaust, etc, but the car felt heavy, and no faster than my car with an optimistic 370ps. Also felt that the haven't really moved the game on with the...