Alryt chaps,
I have only been using the NDNCD with churchill, all other companies I have been stating 0 NCD. I have just rang churchill, and put my mum and dad as named drivers and can get:
2009 A3 2.0 TDI 170 BE for £1,027
2009 A3 2.0 TFSI BE for £ 1,2050
2009 S3 for £ 1,4450
In my opinion...