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Well Im thinking of changing the car.. and maybe moving to the darkside with a 1 Series with a bit more power. Its only a thought at the moment though, and my thoughts were to get a White M Sport 3 Door, and add some Anthracite BBS CH 19"s on to it, but when doing an insurance quote, I ticked...

Its crossed my mind to add a sub to the car, to improve the sound system a bit. But would I have to tell the insurance - ready for them to hike the premium on? Sometimes its daft, I looked at changing the wheels and putting some bigger ones on, and they wanted another £3000 then, purely because...

If you have a car wrapped, does that mean that the car is then classed as 'modified'... therefore shoving the premium (even more) through the roof? :thumbsup:

Ive tried the likes of Admiral and Bell, but both aren't really interested in me! Any suggestions would be appreciated! :thumbsup:

Ok thanks, so Id lose my deposit? Thats around £400 on my cheapest quotes :(

I need to pay for my insurance again soon, but plan on changing my car at some point in the near future. Im 19, so my insurance is a bit pricey. The thing is, if I take a new policy out with my car with one insurance company, and then change my car, but another company give me a cheaper quote on...

Okay thanks. so they're not going to have me phoning up and then telling me that they cant quote are they?! I think the risk is probably my age! But surely, if that was the case, my age is in black and white on the online quote, its hardly going to change when i phone them up... Thanks.

Strangely, a lot of insurance companies want me to phone them to complete my quote, is there really any point? Its odd, I had a few decent quotes for when my policy needs to be renewed, Ive just redone them to see how they stand, and they want me to phone up to complete my quote! Is there any...

Does anyone know anything about it? I know a lad who is 19 and is driving an Astra VXR under a traders policy.. how does it work?

I know its daft... How does this sound with the quote at £4500, and I change the location that the car is left at to somewhere my friend lives (he always gets cheap insurance as he lives in a rural area, so just thought Id mess about), and it knocked the quote down to £2500!! How can a...

My mum is thinking of getting a new Audi TT next year, and I would like to be a named driver on it (I will be 19 year old male - nearly 20). With my mum and my dad on the insurance it is around £500. However, my mum was caught speeding recently, and we have been seeing what difference this would...

Thanks for your replies. I know its gonna be a tough call at 20.. but I dont mind paying it! Out of interest, I put it in my own name, with no ncb, with my parents as named drivers, just to see what it came back at, and it was £3500, do you think it will be cheaper than that as a named driver...

Hi, My mums thinking of getting a new TT, and I would like to be a named driver on it next year when Im nearly 20, and I just cannot get a decent quote anywhere. Ive been through Admiral, and got this message at the end - 'We need some more information regarding drivers on this policy -...

Ohh I see, thanks for your time.

Ohh right, thankyou. So how would the insurance company find out how many miles I had covered since the policy was taken out? And what if I had already paid the years insurance in full and wanted to raise the mileage allowance.. would they ask for an additional payment? Thanks :)

What happens if I go over the amount of miles Im insured for? For example, what happens if I am insured for 6k miles and do 8k? Thanks,