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aye, mines all declared n fully covered, even got camera on it for me, maybe its coz im older than you ;P

prob gonna try a quote off CK next time around, but this time around i took my brokers advice and tried Sky insurance; they wouldnt touch the OL4 postcode, so i tried flux, whom previously insured a 205dimma [ or tried, pm for the story ;) ] who came back with a quote of 600+ with 13 years ncb...