s3marc
S3 Sportback , Mythos Black
- Joined
- Jan 7, 2003
- Messages
- 44
- Reaction score
- 84
- Points
- 18
I understand that if you do not insure a car for 2 years then you lose your NCD. Both me and my wife have 8 yrs plus NCD and currently have 2 cars - but we are just not using them enough to justify them.
So we want to drop to one car (as we are named drivers on our kids 2 cars - so plenty to choose from) but somehow keep both our NCD.
I believe that we could insure the car main driver as each other on alternate years - but insurance companies are not happy insuring a main driver where they are not the named driver.
Are there any other options? Or is the above option legal and above board?
The other option is to buy an old banger every 2 years and insure it to sit there and do nothing - but don't really want to do this as this will potentially upset the neighbours
TIA
So we want to drop to one car (as we are named drivers on our kids 2 cars - so plenty to choose from) but somehow keep both our NCD.
I believe that we could insure the car main driver as each other on alternate years - but insurance companies are not happy insuring a main driver where they are not the named driver.
Are there any other options? Or is the above option legal and above board?
The other option is to buy an old banger every 2 years and insure it to sit there and do nothing - but don't really want to do this as this will potentially upset the neighbours
TIA