Cheap Car PCH Deals (Personal Contract Hire - Leasing)

[Bristle Hound]

I always on the look out for cheapo PCH deals so thought I may as well share

I appreciate leasing doesn't work for everyone, but TBH I like changing my cars every 2 years. This coupled with the fact I don't do massive mileages, makes leasing work for me
No more depreciation and no more road tax to pay when doing PCH

It is considered that 25% of the total lease cost (incl. admin fee's) of the cars RRP is a good deal
20% and better is excellent

Great explanation of PCH by @DrEskimo

Basically leasing is for people that want new cars every couple of years, and use deals like this in order to beat the amount of depreciation you would pay had you bought it from new with a discount. Leasing companies achieve this through bulk buying.

E.g.

BMW M4 = £64,000
Discounted using Coast2Coast = £55,000
Predicted value after 24m/16k miles = £34,000

Total cost = £21,000

So this lease would save you about £4,500 over buying it outright. Assuming of course you have zero intentions of driving it more than 16,000 miles and definitely will swap it after 24months.

If you add options, the difference reduces as you get discount on options when buying outright, whereas you are liable for full cost on a lease.

Some sites worth looking at -

https://www.contracthireandleasing.com/
https://www.parkers.co.uk/car-leasing/
https://www.whatcar.com/car-leasing/
https://centralukvehicleleasing.co.uk/
https://leasecars.online/
https://www.selectcarleasing.co.uk/

UK's Biggest Car Lease Comparison Site | Millions of Vehicle Leasing Deals | LeaseLoco

LeaseLoco is the biggest car leasing comparison site in the UK. Compare more car lease deals than anyone else. Arriba!

www.leaseloco.com

Plenty of info on PistonHeads about leasing too
https://www.pistonheads.com/gassing/forum.asp?h=0&f=255

 

[Bristle Hound]

I'll start the deals off with a couple or three deals

SEAT LEON HATCHBACK 2.0 TSI Cupra 300 5dr Manual
Metallic paint included

PCH 24 months (1+23)

No initial payment
24 months @ £269 incl. VAT
8000 miles / year
Excess mileage 8.4p/mile incl. VAT

June/July 2018 delivery

Admin fee's £179

http://www.seatwarrington.co.uk/newcars/details/seat/leon-hatchback/20-tsi-cupra-300-5dr/17176

(PS I was fortunate to get the above deal on a 1+23 @ £249/month)

BMW M4 Coupe 2dr DCT (Competition Pack)
Metallic paint included

PCH 24 months

Initial payment - £4319.89 incl. VAT
23 months @ £513.58 incl. VAT
6000 miles / year

Admin fee's £180

Contact CVL direct
https://centralukvehicleleasing.co.uk/

Honda Jazz Hatchback 1.3 I-VTEC EX 5dr

PCH 24 months

Initial payment £414.14 incl. VAT
23 months @ £138.05 incl. VAT
8000 miles / year

No admin fee's as Honda main dealer

https://www.whatcar.com/car-leasing...-hatchback/13-i-vtec-ex-5dr/2834563/35674460/

 

[Bristle Hound]

Volkswagen Scirocco 2.0 TSI R 3dr DSG

24 month PCH (1+23)

No initial deposit
24 months @ £299.26 (incl. VAT)

8000 miles / year

Admin fee's £239.99 (incl. VAT)

https://www.nationalvehiclesolution...irocco-2.0-TSI-R-3dr-DSG-Personal-Lease/37459

 

[4K]

I'll start the deals off with a couple or three deals

SEAT LEON HATCHBACK 2.0 TSI Cupra 300 5dr Manual
Metallic paint included

PCH 24 months (1+23)

No initial payment
24 months @ £269 incl. VAT
8000 miles / year
Excess mileage 8.4p/mile incl. VAT

June/July 2018 delivery

Admin fee's £179

http://www.seatwarrington.co.uk/newcars/details/seat/leon-hatchback/20-tsi-cupra-300-5dr/17176

(PS I was fortunate to get the above deal on a 1+23 @ £249/month)

BMW M4 Coupe 2dr DCT (Competition Pack)
Metallic paint included

PCH 24 months

Initial payment - £4319.89 incl. VAT
23 months @ £513.58 incl. VAT
6000 miles / year

Admin fee's £180

Contact CVL direct
https://centralukvehicleleasing.co.uk/
https://centralukvehicleleasing.co.uk/
Honda Jazz Hatchback 1.3 I-VTEC EX 5dr

PCH 24 months

Initial payment £414.14 incl. VAT
23 months @ £138.05 incl. VAT
8000 miles / year

No admin fee's as Honda main dealer

https://www.whatcar.com/car-leasing...-hatchback/13-i-vtec-ex-5dr/2834563/35674460/

That M4 is a cracking deal.

 

[AudiSpy]

Completely agree with this PCH is definitely a great option these days. I think a few years ago it had a bit of a stigma around it that you didn't 'own' the car. But who cares! Leon Cupra offer is good its finding a car is the problem as they are in large demand and short supply. There are some great offers for A4's going around at the moment as well.

 

[Bristle Hound]

@S32B - Polo Hatchback 2.0 TSI GTI 5dr DSG
24 month PCH (1+23)

No initial deposit
24 months @ £259.19 incl VAT

8000 miles / year
Admin fee's £180 incl.VAT

https://centralukvehicleleasing.co....ck-2-0-tsi-gti-5dr-dsg_VWPO20GTI5HPTA~~6.htm/

Polo Hatchback 2.0 TSI GTI+ 5dr DSG
24 month PCH (1+23)

No initial deposit
24 months @ £291.59 incl VAT

8000 miles / year
Admin fee's £180 incl.VAT

https://centralukvehicleleasing.co....-2-0-tsi-gti-5dr-dsg-2_VWPO20PGT5HPTA~~6.htm/

 

[S32B]

I sent my mate the following link as he's looking to change from his VXR GTC later in the year https://www.seatwarrington.co.uk/newcars/details/seat/leon-hatchback/20-tsi-cupra-300-5dr/17176

 

[BarryG79]

Thought this was not a bad price. 2yrs motoring for less than £8k

A5 Sline Cabriolet

https://www.leasecomparison.co.uk/p...let/a5-cabriolet-20t-fsi-s-line-2dr-264175572


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[BarryG79]

Just got this deal in from Stable Vehicle Leasing. Not looked elsewhere but this is cheap for an S4 lease, probably cheaper than and S3 SB imho.


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[DieselJake]

Nice! Miles are a bit low for me though.

 

[BarryG79]

Nice! Miles are a bit low for me though.

You can add more on their website.


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[Bristle Hound]

Volvo XC60 Estate 2.0D4 190ps Momentum 5dr Geartronic Auto
Metallic paint included

24 month PCH

No initial deposit
24 payments @ £407.98 incl. VAT
7000 miles / year

Admin fee - £180 incl VAT

Contact CVL direct
https://centralukvehicleleasing.co.uk/

 

[Bristle Hound]

Citroen C3 Hatchback 1.2 Puretech 82 Elle 5dr

24 month PCH

No initial deposit
24 months @ £161.99 incl >VAT
5000 miles / year

Admin fee's £180 incl. VAT

https://centralukvehicleleasing.co....2-puretech-82-elle-5dr_CIC312ELL5HPIM~~3.htm/

 

[NevMan]

Just got this deal in from Stable Vehicle Leasing. Not looked elsewhere but this is cheap for an S4 lease, probably cheaper than and S3 SB imho.


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Wow, that is good, even the 10k one!


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[BarryG79]

Wow, that is good, even the 10k one!


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Deal is long gone unfortunately, great price for an S4 imho.


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[NevMan]

Wow, that is good, even the 10k one!


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The main thing with leasing (I think) it to stick as close as possible to standard offering (which I struggle with) then is is most cost effective (something else I am poor at).

Oh well, when I look into next car in a couple or 3 years....really need to keep this one longer I will definitely look into:

- PCH
- Personal loan (take PCP deal, and settle within 2 weeks.
- PCP
- whatever else is in offer at the time


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[NevMan]

Deal is long gone unfortunately, great price for an S4 imho.


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Yes appreciate that as you posted 04/04. I only came across this thread today But even still, was a great thread.

Always worth keeping an eye out, remember a colleague of mine picked up a S8 for under £500 p/m on a lease deal, was a £80k+ motor


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[NevMan]

Yes appreciate that as you posted 04/04. I only came across this thread today But even still, was a great thread.

Always worth keeping an eye out, remember a colleague of mine picked up a S8 for under £500 p/m on a lease deal, was a £80k+ motor


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Not that I would personally go for that size car, but at the time he was on lookout for nice size saloon, and ended up with that beast (well beast compared to a 2.0 TDI )


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[BarryG79]

https://www.contracthireandleasing....iffe-mazda-loughborough/mazda/mx-5/313688555/



Not a high spec or bhp monster, but some rwd cheap thrills!


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[HulkRS3]

Would be great to keep this thread alive.

 

[SRB93]

https://www.vehiclesavers.com/car-leasing/audi/a5-coupe/2.0-tfsi-s-line-2dr-s-tronic.html

 

[doncarlyon]

There are some great deals available, the issue i have found is the lead time.

Had looked into a Cupra300 DSG but was a 24-28week lead time.

Found an A4 deal for June/July delivery (in May) but after ordering, its changed to October/November.

I also contacted Nationwide vehicle contracts about 3 potential "in stock" vehicles and they failed to get back in touch... useless.

 

[Bristle Hound]

Below deals valid till the end of October 2018

 

[BarryG79]

@Bristle Hound Nearly as good a deal as my new motor!

1+17@£269 for a £37k car

Soon be time to say goodbye
https://r.tapatalk.com/shareLink?sh....net/xf/index.php?posts/3312208/&share_type=t


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[Bristle Hound]

Skoda Octavia Hatchback 1.0 TSI SE Technology 5dr
24 month lease 1+23
8000 miles / year
£167.99 / month incl. VAT

https://centralukvehicleleasing.co....-tsi-se-technology-5dr_SKOC10STE5HPTM~~4.htm/

 

[NevMan]

Skoda Octavia Hatchback 1.0 TSI SE Technology 5dr
24 month lease 1+23
8000 miles / year
£167.99 / month incl. VAT

https://centralukvehicleleasing.co....-tsi-se-technology-5dr_SKOC10STE5HPTM~~4.htm/

Select Car Leasing:

 

[NevMan]

Select Car Leasing:

And another from them:

 

[NevMan]

Sorry, try again:

 

[Bristle Hound]

Below deals valid till the end of October 2018

This deal has finished early

A similar 8000/annum deal can be had from IMG Warrington for £4/month more

https://www.seatwarrington.co.uk/of...20-tsi-290-cupra-ez-5dr-dsg/20955?frch=splash

 

[Bristle Hound]

Credit to @S32B

(Servicing costs here -
https://www.audi-sport.net/xf/threads/next-model-a3.375466/page-19#post-3344728 )

 

[BarryG79]

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[Bristle Hound]

https://us2.campaign-archive.com/?e=[UNIQID]&u=51927158b28d7d48d1518b9f7&id=778f4c25df&utm_source=whatsapp


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@BarryG79 - Good deal
Link not working tho' mate

 

[BarryG79]

@BarryG79 - Good deal
Link not working tho' mate

It was a what’s app link??

Updated above with the stock list.


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[BarryG79]

Low deposit deal here.

https://www.capitalvehicle.co.uk/pe...-204-s-line-4dr-s-tronic-start-stop-392435859


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[Bristle Hound]

Plenty of info on PistonHeads about leasing too
https://www.pistonheads.com/gassing/forum.asp?h=0&f=255

 

[BarryG79]

Plenty of info on PistonHeads about leasing too
https://www.pistonheads.com/gassing/forum.asp?h=0&f=255

Check it daily


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[Bristle Hound]

Check it daily

@BarryG79 - Lol

 

[BarryG79]

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Might be a used car though.

 

[Bristle Hound]

Credit to @S32B

(Servicing costs here -
https://www.audi-sport.net/xf/threads/next-model-a3.375466/page-19#post-3344728 )

Price now reduced
3+23 Initial £775..82 followed by 23 months @ £258.61 (incl.VAT) 8000 miles/year

https://www.selectcarleasing.co.uk/...a_[ez]_5dr_dsg/24/8000/9/85108-1453-2019.html

(Link shows 0-62mph time at 4.4secs which did amuse me lol)

 

[BarryG79]

3+23 10k pa £381

Without looking it’s probably better than any S3 deals that are out there.

https://www.gateway2lease.com/cars/...trol-a35-2.0-amg-auto-4matic.php?id=224502611

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