Apologies if I'm covering old ground. I got a bit bored when I got to page 2, insurance discussions are pretty boring lets be honest!
My question is this. I'll be collected my new 8V A3 in January so am looking at GAP insurance but having read the bit below, in the link below, it doesn't look like I need GAP insurance if the people I go for can provide me with this 'new car replacement' option? Maybe these types of 'everything covered' policies are over priced and I'm better to get them (standard car insurance without the 'new car replacement' supplement and GAP insurance) separately?
GAP insurance is probably not suitable if…
Your car is less than 12 months old and you’re the first registered owner
Most fully comprehensive car insurance policies offer 'new car replacement' during the first 12 months of ownership.
https://www.moneyadviceservice.org.uk/en/articles/do-you-need-gap-insurance
Maybe I've missed something, in which case I can only apologise.