Hello,
I was waiting at some traffic lights on my way home when a minibus drove into the back of me. Doesn't look too major from the first inspection, but this my first accident so I don't really know what to I should do. I took some pictures of the accident and have got the details of the driver and the company he works for. I've done some reading on the internet and get conflicting info. As the accident was not my fault.
1) Do I need to contact the police?
2) Do I need to contact my insurance company? I've read even though its not my fault my next premium will go up as I've made a claim even if my insurance company gets the money back from the other insurance company!
If it does affect my premium I wonder if its worth claiming at all as it would be easier to get a secondhand rear bumper and replace it without all the hassle and cr*p
Cheers,
Lee.
I was waiting at some traffic lights on my way home when a minibus drove into the back of me. Doesn't look too major from the first inspection, but this my first accident so I don't really know what to I should do. I took some pictures of the accident and have got the details of the driver and the company he works for. I've done some reading on the internet and get conflicting info. As the accident was not my fault.
1) Do I need to contact the police?
2) Do I need to contact my insurance company? I've read even though its not my fault my next premium will go up as I've made a claim even if my insurance company gets the money back from the other insurance company!
If it does affect my premium I wonder if its worth claiming at all as it would be easier to get a secondhand rear bumper and replace it without all the hassle and cr*p
Cheers,
Lee.