Class 10 might make indexing tracks a bit quicker when first inserted but for navigation and playback I would not expect much difference between other speeds. Even class 2 can read data (including FLAC) quicker than data transfer speeds needed for normal playback. Native uncompressed cd audio is what; 150kb/sec?
That said, I still use class 10 as the price differential is minimal, and they don't make high capacity cards below class 6 or 10. SDXC are probably class 10 or UHS-1 at least.
The main advantage of a faster card is reduced time copying tracks to the SD card in the first place.
John.